The Medicaid application process involves three tests. First, the Iowa Department of Human Services (DHS) wants to make sure a Medicaid applicant is medically needy – that they actually need to be in a nursing home.
Second, DHS will evaluate whether the applicant has too much income.
Third, DHS will consider the applicant’s resources.
A resource is any property owned by the applicant that has to be evaluated in order to determine whether that person is eligible for Medicaid. Resources come in three main categories:
The classification of a resource as countable, non-countable, or unavailable can be the difference between being eligible for Medicaid and paying a $6,000 monthly nursing home bill out of your savings.
Learn more about the different types of resources by following the links above then contact us at (712) 737-3885 to enlist an expert to help you sort out your nursing home bill.