Loss of Stretch IRA is Not Such a Big Deal
The stretch IRA is dead and everyone (including me) is writing about how this is the apocalypse for IRA planning. Well, it isn’t. Let’s all take a deep breath.
Ethan Huizenga April 7, 2020
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Four Mistakes in Retirement Planning
You’re chugging along with your savings goals, but are you really doing everything right? See if you’re at risk for getting off track due to four all-too-common mistakes.
Ethan Huizenga March 31, 2020
Do I Need Up-to-Date Beneficiaries?
Losing a loved one isn’t just an emotional burden — it also carries an administrative load. There are flower arrangements to pick, eulogies to write and a stream of paperwork to sort through.
Ethan Huizenga March 26, 2020
Will Your Estate Plan Work Now?
Under the new law, not only must all of the tax on IRAs and plans benefits be paid much earlier than it was before, but the rate will likely be much higher too, since that income will be bundled into the recipients’ peak earning years.
Ethan Huizenga March 20, 2020
How Much Money Is Needed for Long-Term Care?
You have a few options when it comes to affording the whopping expense that is long-term care.
Ethan Huizenga March 4, 2020
Alternatives for Stretch IRA Strategies
The elimination of the Stretch IRA is a game changer, especially for parents who were considering bequeathing savings in IRAs to their children.
Ethan Huizenga March 2, 2020
What Should I Know about Beneficiary Designation?
Many people have tens of thousands–even hundreds of thousands–of dollars in their IRAs. If you have an asset that large, shouldn’t you devote more effort to planning for its ultimate disposition?
Ethan Huizenga February 26, 2020
Retirement Fund Withdrawals Can Affect Social Security Benefits
Social Security provides a guaranteed source of income in retirement, but what many don’t realize is that you’re not guaranteed to keep it all.
Ethan Huizenga February 25, 2020
Can You Apply for a Mortgage at an Advanced Age?
Federal law, under the Equal Credit Opportunity Act, forbids discrimination in the mortgage market on the basis of age. Nonetheless, loan officers say older borrowers often don’t realize they can get loans with terms that will expire on their 110th, 120th or nearly 130th birthdays.
Ethan Huizenga February 24, 2020
Some Estate Planning Actions for 2020
This time of the year is a great time to revisit your estate plan, so you can ensure your legacy is protected for years to come.
Ethan Huizenga February 13, 2020
